Bringing Over 30 Years of Expertise to Penn Financial
With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to the team. A qualified and authorised expert holding CeMAP, CeLTM, and CeRER accreditations, Paul has been shaping the financial futures of clients since starting his first Mortgage Broker practice in West London in the late 1980s.
Originally specialising as an Independent Financial Adviser (IFA) in pensions and investments, Paul transitioned to focus on mortgage broking and later developed a passion for the evolving Later Life Lending market. Gaining the Certificate in Lifetime Mortgages (CeLTM) in 2006, Paul has since been at the forefront of providing tailored advice to clients exploring equity release, retirement interest-only mortgages, and other later life solutions.
A strong advocate for face-to-face advice, Paul is particularly committed to supporting older clients and those in vulnerable circumstances. By taking a holistic approach, he encourages clients to involve their families in the decision-making process, ensuring long-term goals and intergenerational considerations are met.
Recognising that financial decisions often have broader implications, Paul goes the extra mile by ensuring that his clients are looked after in the areas he is not expert in himself and signposting clients to trusted professionals in related areas such as wills, inheritance tax planning, pensions, investments, and intergenerational gifting, that is The Penn Approach.
As the Later Life Lending market continues to innovate, Paul stays ahead of the curve, ensuring clients benefit from the latest products and solutions. Known for his expertise, Paul is frequently referred to by other professionals, including mortgage brokers, IFAs, and solicitors, seeking specialist advice for their clients.
At Penn Financial, we’re proud to have Paul Smith on board, sharing his wealth of experience and passion for client-focused, tail.
Get in touch with Paul to discuss how he can help you achieve your financial goals:
Paul Smith
0333 34 44 34 8
The information provided in this article is not intended to constitute professional advice and you should take full and comprehensive legal, accountancy or financial advice as appropriate on your individual circumstances by a fully qualified Solicitor, Accountant or Financial Advisor/Mortgage Broker before you embark on any course of action.
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