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Penn Financial
Oct 12, 20221 min read
Mortgages | Stamp Duty Land Tax From 23.09.2022
You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho
Penn Financial
Feb 15, 20222 min read
Protections | Critical Illness | “It won’t happen to me” Mentality
Critical illness cover is something we talk to our clients about every day, and it is one of those “it won’t happen to me” topics and...
Penn Financial
Jul 8, 20212 min read
Mortgages | Stamp Duty | From 1 July 2021
Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.
Penn Financial
Jun 24, 20214 min read
Mortgages | What Does A Mortgage Broker Do?
In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.
Penn Financial
Jun 15, 20212 min read
Mortgages | First Homes Scheme 2021
From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...
Penn Financial
May 25, 20215 min read
Mortgages | The Mortgage Application Process Explained
Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...
Penn Financial
Apr 26, 20212 min read
Mortgages | ACT NOW | Residential Properties And Stamp Duty Holiday – 8 July 2020 To 30 June 2021
Time is now running out to take advantage of his stamp duty holiday...
Penn Financial
Apr 15, 20211 min read
Mortgages | News | Halifax Is Launching A Mortgage Guarantee Scheme And 95% Loan To Value Products
Halifax has revealed it will be launching new purchase products for applications up to 95% Loan To Value (LTV), to support the Government Mo
Penn Financial
Mar 30, 20212 min read
Mortgages | Equity Release
Equity release allows you to access that portion of the money tied up in your home without having to sell the property.
Penn Financial
Mar 15, 20212 min read
Mortgages | Buy To Let
With any investment, there is always a risk and you should carefully consider the risks before taking on a buy to let mortgage.
Penn Financial
Mar 8, 20212 min read
Protections | Factors That Affect Income Protection
The main factors that affect the premium are matters such as...
Penn Financial
Mar 8, 20212 min read
Protections | Types Of Critical Illness Cover
Typically, you pay a monthly or annual premium for the cover. There are three main types of critical illness cover: a) Stand-alone...
Penn Financial
Mar 4, 20212 min read
Mortgages | Shared Ownership Scheme
Purchasing a property outright in the traditional way can be very costly and out of the reach of many key workers and first-time buyers.
Penn Financial
Feb 15, 20211 min read
Mortgages and coronavirus
FCA Finalised Guidance: Mortgages and coronavirus
Penn Financial
Feb 8, 20211 min read
Insurance | Whole Of Life Insurance Policies
Whole of Life insurance policies are policies that are guaranteed to pay out to your loved ones only after you pass away as a means of...
Penn Financial
Feb 8, 20212 min read
Insurance | Business Ownership Protection Insurance
The loss of a partner, member or shareholder can have a major impact on the success of a business in terms of ensuring continued control...
Penn Financial
Feb 8, 20214 min read
Insurance | Business Protection Insurance
Many small business owners and directors understand the need to protect their business premises and equipment. However, many forget about...
Penn Financial
Jul 10, 20201 min read
Mortgages | Stamp Duty Holiday
SDLT Threshold rises from £125,000 to £500,000 until 31 March 2021. The Chancellor, Rishi Sunak said yesterday (09.07.20) that property...
Penn Financial
May 7, 20201 min read
Insurance | Are Your Loved Ones Protected?
It is so much more common to think about funeral arrangements and who will get what when we are no longer here, and much less about what...
Penn Financial
Apr 13, 20202 min read
Mortgages | Support for Mortgage Interest (SMI)
The coronavirus pandemic is extremely worrying on so many levels. Not just our own health and that of our loved ones, but also the...
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