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Penn Financial
Jan 83 min read
CASE STUDY | The Ripple Effect of Kindness
Be inspired by Sylvia's story. This is how thoughtful financial planning can create a lasting impact on your life and those around you.
Penn Financial
Dec 14, 20243 min read
Understanding Lifetime Mortgages: Your Simplified Guide to Equity Release
Equity Release and Lifetime Mortgages are often used interchangeably in everyday language and the media. However, it’s important to...
Penn Financial
Dec 9, 20242 min read
Penn Financial Expands Services: Equity Release and Islamic Mortgages
At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full...
Penn Financial
Dec 9, 20243 min read
Penn Financial Advisers’ Top Tips for a Financially Stress-Free Christmas
Saan, Lux, and our Equity Release Specialist Paul have come together to share their expert advice on making the season joyful...
Penn Financial
Nov 22, 20242 min read
Meet the Team: Paul Smith
With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to...
Penn Financial
Oct 1, 20242 min read
The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years
According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average
Penn Financial
Sep 16, 20242 min read
About the Length of Your Mortgage Term
For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...
Penn Financial
Aug 28, 20242 min read
Grandparents Helping With Private School Fees: Exploring Lifetime Mortgages as a Solution
Private School fees are currently in the news with the planned removal of VAT exemption, and with the average fee for a day pupil...
Penn Financial
May 10, 20242 min read
NEW Mortgage Payment Protection Insurance
In the past, it was well known that you could take out a mortgage for example and then take out another policy to cover you in case you lost
Penn Financial
Apr 10, 20241 min read
What is the Own New scheme?
Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...
Penn Financial
Jul 25, 20232 min read
Mortgages | Is Now a Good Time To Remortgage?
The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...
Penn Financial
Jul 25, 20232 min read
Mortgages | Remortgaging In 2023
Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...
Penn Financial
Jul 25, 20232 min read
Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances
Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben
Penn Financial
Jun 26, 20232 min read
Protections | What Is the Difference: Regulated Bridging Loans v. Unregulated Bridging Loans
As you will have seen from the first article in this series, a regulated bridging loan is a type of bridging loan that is regulated by...
Penn Financial
Jun 26, 20232 min read
Protections | More Detail: Regulated Bridging Loans Versus Unregulated Bridging Loans
What are the differences between Regulated Bridging Loans and Unregulated Bridging Loans?
Penn Financial
Jun 4, 20231 min read
Protections | The Basics: Regulated Bridging Loans Versus Unregulated Bridging Loans
A regulated bridging loan is a type of bridging finance that is regulated by the Financial Conduct Authority. By implication, an ...
Penn Financial
Mar 14, 20232 min read
Protections | Have You Been Thinking About Cancelling Your Protections Policy?
The cost of living crisis is sadly well established in the minds and pockets of many... Have you been thinking about cancelling your policy?
Penn Financial
Dec 19, 20222 min read
Mortgages | Joint Borrower, Sole Proprietor
Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..
Penn Financial
Nov 18, 20222 min read
Mortgages | Is The Second Charge Mortgage Worth Considering?
Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...
Penn Financial
Nov 11, 20222 min read
Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update
The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...
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