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Penn Financial
Jul 25, 20232 min read
Mortgages | Is Now a Good Time To Remortgage?
The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...
Penn Financial
Jul 25, 20232 min read
Mortgages | Remortgaging In 2023
Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...
Penn Financial
Jul 25, 20232 min read
Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances
Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben
Penn Financial
Dec 19, 20222 min read
Mortgages | Joint Borrower, Sole Proprietor
Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..
Penn Financial
Nov 18, 20222 min read
Mortgages | Is The Second Charge Mortgage Worth Considering?
Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...
Penn Financial
Nov 11, 20222 min read
Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update
The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...
Penn Financial
Oct 12, 20221 min read
Mortgages | Stamp Duty Land Tax From 23.09.2022
You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho
Penn Financial
Jul 8, 20212 min read
Mortgages | Stamp Duty | From 1 July 2021
Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.
Penn Financial
Jun 24, 20214 min read
Mortgages | What Does A Mortgage Broker Do?
In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.
Penn Financial
Jun 15, 20212 min read
Mortgages | First Homes Scheme 2021
From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...
Penn Financial
May 25, 20215 min read
Mortgages | The Mortgage Application Process Explained
Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...
Penn Financial
Apr 26, 20212 min read
Mortgages | ACT NOW | Residential Properties And Stamp Duty Holiday – 8 July 2020 To 30 June 2021
Time is now running out to take advantage of his stamp duty holiday...
Penn Financial
Apr 15, 20211 min read
Mortgages | News | Halifax Is Launching A Mortgage Guarantee Scheme And 95% Loan To Value Products
Halifax has revealed it will be launching new purchase products for applications up to 95% Loan To Value (LTV), to support the Government Mo
Penn Financial
Mar 30, 20212 min read
Mortgages | Equity Release
Equity release allows you to access that portion of the money tied up in your home without having to sell the property.
Penn Financial
Mar 15, 20212 min read
Mortgages | Buy To Let
With any investment, there is always a risk and you should carefully consider the risks before taking on a buy to let mortgage.
Penn Financial
Mar 4, 20212 min read
Mortgages | Shared Ownership Scheme
Purchasing a property outright in the traditional way can be very costly and out of the reach of many key workers and first-time buyers.
Penn Financial
Feb 15, 20211 min read
Mortgages and coronavirus
FCA Finalised Guidance: Mortgages and coronavirus
Penn Financial
Jul 10, 20201 min read
Mortgages | Stamp Duty Holiday
SDLT Threshold rises from £125,000 to £500,000 until 31 March 2021. The Chancellor, Rishi Sunak said yesterday (09.07.20) that property...
Penn Financial
May 7, 20201 min read
Insurance | Are Your Loved Ones Protected?
It is so much more common to think about funeral arrangements and who will get what when we are no longer here, and much less about what...
Penn Financial
Apr 13, 20202 min read
Mortgages | Support for Mortgage Interest (SMI)
The coronavirus pandemic is extremely worrying on so many levels. Not just our own health and that of our loved ones, but also the...
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