Mortgages

The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years

Penn Financial

Oct 12 min read

The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years

According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average

Penn Financial

Sep 162 min read

About the Length of Your Mortgage Term

For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...

Penn Financial

Apr 101 min read

What is the Own New scheme?

Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...

Mortgages | Is Now a Good Time To Remortgage?

Penn Financial

Jul 25, 20232 min read

Mortgages | Is Now a Good Time To Remortgage?

The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...

Penn Financial

Jul 25, 20232 min read

Mortgages | Remortgaging In 2023

Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...

Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances

Penn Financial

Jul 25, 20232 min read

Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances

Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben

Mortgages | Joint Borrower, Sole Proprietor

Penn Financial

Dec 19, 20222 min read

Mortgages | Joint Borrower, Sole Proprietor

Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..

Mortgages | Is The Second Charge Mortgage Worth Considering?

Penn Financial

Nov 18, 20222 min read

Mortgages | Is The Second Charge Mortgage Worth Considering?

Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...

Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update

Penn Financial

Nov 11, 20222 min read

Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update

The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...

Mortgages | Stamp Duty Land Tax From 23.09.2022

Penn Financial

Oct 12, 20221 min read

Mortgages | Stamp Duty Land Tax From 23.09.2022

You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho

Mortgages | Stamp Duty | From 1 July 2021

Penn Financial

Jul 8, 20212 min read

Mortgages | Stamp Duty | From 1 July 2021

Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.

Mortgages | What Does A Mortgage Broker Do?

Penn Financial

Jun 24, 20214 min read

Mortgages | What Does A Mortgage Broker Do?

In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.

Penn Financial

Jun 15, 20212 min read

Mortgages | First Homes Scheme 2021

From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...

Mortgages | The Mortgage Application Process Explained

Penn Financial

May 25, 20215 min read

Mortgages | The Mortgage Application Process Explained

Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...

Mortgages | ACT NOW | Residential Properties And Stamp Duty Holiday – 8 July 2020 To 30 June 2021

Penn Financial

Apr 26, 20212 min read

Mortgages | ACT NOW | Residential Properties And Stamp Duty Holiday – 8 July 2020 To 30 June 2021

Time is now running out to take advantage of his stamp duty holiday...

Mortgages | News | Halifax Is Launching A Mortgage Guarantee Scheme And 95% Loan To Value Products

Penn Financial

Apr 15, 20211 min read

Mortgages | News | Halifax Is Launching A Mortgage Guarantee Scheme And 95% Loan To Value Products

Halifax has revealed it will be launching new purchase products for applications up to 95% Loan To Value (LTV), to support the Government Mo

Penn Financial

Mar 30, 20212 min read

Mortgages | Equity Release

Equity release allows you to access that portion of the money tied up in your home without having to sell the property.

Penn Financial

Mar 15, 20212 min read

Mortgages | Buy To Let

With any investment, there is always a risk and you should carefully consider the risks before taking on a buy to let mortgage.

Penn Financial

Mar 4, 20212 min read

Mortgages | Shared Ownership Scheme

Purchasing a property outright in the traditional way can be very costly and out of the reach of many key workers and first-time buyers.

Penn Financial

Feb 15, 20211 min read

Mortgages and coronavirus

FCA Finalised Guidance: Mortgages and coronavirus

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