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Penn Financial
Feb 72 min read
Urgent Mortgage Alert to Homeowners
If your mortgage rate is due to expire, this is for you. Â


Penn Financial
Jan 83 min read
CASE STUDY | The Ripple Effect of Kindness
Be inspired by Sylvia's story. This is how thoughtful financial planning can create a lasting impact on your life and those around you.


Penn Financial
Dec 14, 20243 min read
Understanding Lifetime Mortgages: Your Simplified Guide to Equity Release
Equity Release and Lifetime Mortgages are often used interchangeably in everyday language and the media. However, it’s important to...


Penn Financial
Dec 9, 20242 min read
Penn Financial Expands Services: Equity Release and Islamic Mortgages
At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full...


Penn Financial
Dec 9, 20243 min read
Penn Financial Advisers’ Top Tips for a Financially Stress-Free Christmas
Saan, Lux, and our Equity Release Specialist Paul have come together to share their expert advice on making the season joyful...


Penn Financial
Nov 22, 20242 min read
Meet the Team: Paul Smith
With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to...


Penn Financial
Nov 22, 20241 min read
Emotional & Other Factors in Choosing Downsizing or a Lifetime Mortgage
For many approaching retirement, the choice between downsizing or obtaining a Lifetime Mortgage is not just financial.


Penn Financial
Nov 22, 20242 min read
The Practical Considerations of Downsizing vs. a Lifetime Mortgage
As clients start making retirement choices, deciding between downsizing or opting for a Lifetime Mortgage is a major consideration with...


Penn Financial
Nov 22, 20243 min read
The Penn Approach
The "Penn Approach" is to solve life and business challenges through integrated professional services, balancing modern pressures with...


Penn Financial
Oct 21, 20242 min read
Case Study | A Lifetime Mortgage Success: How Medical Underwriting Helped Mr & Mrs Moore Fund Essential Home Repairs
While Lifetime Mortgages are often written based on age and the value of the property, it is also, in some cases, possible to increase...


Penn Financial
Oct 1, 20242 min read
The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years
According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average


Penn Financial
Sep 16, 20242 min read
About the Length of Your Mortgage Term
For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...


Penn Financial
Aug 28, 20242 min read
Grandparents Helping With Private School Fees: Exploring Lifetime Mortgages as a Solution
Private School fees are currently in the news with the planned removal of VAT exemption, and with the average fee for a day pupil...


Penn Financial
May 10, 20242 min read
NEW Mortgage Payment Protection Insurance
In the past, it was well known that you could take out a mortgage for example and then take out another policy to cover you in case you lost


Penn Financial
Apr 10, 20241 min read
What is the Own New scheme?
Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...


Penn Financial
Jul 25, 20232 min read
Mortgages | Is Now a Good Time To Remortgage?
The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...


Penn Financial
Jul 25, 20232 min read
Mortgages | Remortgaging In 2023
Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...


Penn Financial
Jul 25, 20232 min read
Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances
Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben


Penn Financial
Jun 26, 20232 min read
Protections | What Is the Difference: Regulated Bridging Loans v. Unregulated Bridging Loans
As you will have seen from the first article in this series, a regulated bridging loan is a type of bridging loan that is regulated by...


Penn Financial
Jun 26, 20232 min read
Protections | More Detail: Regulated Bridging Loans Versus Unregulated Bridging Loans
What are the differences between Regulated Bridging Loans and Unregulated Bridging Loans?
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